Fast, Compliant SOF/SOW Verification for Property Professionals

The SOF Agent is an AI-powered automation platform that handles Source of Funds (SOF) and Source of Wealth (SOW) verification for property professionals. It transforms what typically takes 3-5 hours of manual work into a streamlined, automated process.

The system works by:

• Automatically extracting and analyzing data from financial documents
• Cross-referencing information against multiple verification sources
• Identifying inconsistencies and risk flags using AI
• Generating comprehensive CMRA (Client Money Risk Assessment) reports
• Maintaining complete audit trails for regulatory compliance

The entire process runs in the background while maintaining full compliance with SRA, HMRC, and Money Laundering Regulations requirements.

Yes, the SOF Agent is designed specifically to meet and exceed UK regulatory requirements. The system is fully compliant with:

• Solicitors Regulation Authority (SRA) standards
• Money Laundering Regulations 2017 (as amended)
• HMRC requirements for source of funds verification
• Law Society AML guidance
• GDPR data protection standards

The platform maintains comprehensive audit trails, provides detailed documentation for every verification, and ensures all checks meet the "reasonable assurance" standard required by regulators. Our compliance framework is regularly reviewed and updated to reflect regulatory changes.

The SOF Agent can process and verify information from a wide range of documentation and sources:

Financial Documents:

• Bank statements and account records
• Mortgage statements and property valuations
• Investment portfolios and brokerage statements
• Tax returns and HMRC documents
• Payslips and employment contracts
• Business accounts and company records

Verification Sources:

• Companies House records
• Land Registry data
• Credit reference agencies
• Open banking connections
• PEP and sanctions screening databases

The system automatically extracts relevant data from PDFs, scanned documents, and digital files, eliminating manual data entry.

Most organisations are fully operational within 2-4 weeks. The implementation process includes:

Week 1-2: Setup & Configuration

• System integration with your case management platform
• Customization of verification workflows to your processes
• User access provisioning and permissions setup
• Document template configuration

Week 2-3: Training & Testing

• Staff training sessions (typically 2-3 hours total)
• Pilot processing of sample cases
• Quality assurance and process refinement

Week 3-4: Go-Live & Support

• Gradual rollout to full caseload
• Dedicated implementation support
• Performance monitoring and optimization

Our implementation team works around your schedule to minimize disruption to your ongoing cases.

The SOF Agent integrates seamlessly with the tools you already use:

Case Management Systems:

• InfoTrack
• Quill
• Leap
• Access Legal
• Practice Evolve
• Custom integrations via API

Data Sources:

• Open Banking providers
• Companies House API
• Land Registry
• Credit reference agencies
• Document management systems

Communication Tools:

• Email systems (Outlook, Gmail)
• Client portals
• Secure document sharing platforms

If you use a platform not listed here, our API allows for custom integrations. We work with your IT team to ensure smooth connectivity.

The SOF Agent maintains extremely high accuracy rates across all verification tasks:

• Data Extraction: 98%+ accuracy in extracting financial information from documents
• Risk Assessment: 95%+ accuracy in identifying genuine risk flags
• False Positives: Less than 5% false positive rate (industry-leading)
• Completeness: 90-95% first-time completion rate without requiring re-submission

The system uses machine learning trained on millions of real verification cases, and continues to improve over time. When the AI encounters uncertainty, it flags the case for human review rather than making assumptions.

All automated decisions include confidence scores, allowing your team to quickly review and validate results. You maintain full control and oversight of every verification.

No technical expertise is required. The SOF Agent is designed for property professionals and compliance teams, not IT specialists.

The interface is intuitive and requires minimal training:

• Upload documents or connect directly to case management systems
• Review automated verification results in a clean dashboard
• Approve, query, or request additional information with one click
• Generate compliant reports automatically

Most users are fully proficient within their first few cases. Our training typically takes just 2-3 hours, and we provide:

• Video tutorials and documentation
• Live support during business hours
• Ongoing training resources
• Dedicated customer success manager

Your IT team only needs to be involved during initial setup for system integrations, if applicable.

We provide comprehensive support to ensure your success:

Implementation Support:

• Dedicated implementation manager
• Custom workflow configuration
• Staff training and onboarding
• Technical integration assistance

Ongoing Support:

• Email and phone support during UK business hours
• Average response time under 2 hours
• Regular check-ins with customer success team
• Quarterly business reviews

Resources:

• Comprehensive knowledge base and documentation
• Video tutorials and best practice guides
• Regular product updates and feature releases
• Compliance alerts for regulatory changes

We also offer premium support packages with dedicated account management, priority response times, and custom development for enterprise clients.

We offer flexible pricing models to suit different organisation sizes and verification volumes:

Subscription Model:

• Monthly or annual plans based on verification volume
• Tiered pricing that scales with your usage
• No per-user fees - unlimited team access
• Includes all features, updates, and support

Pay-Per-Verification:

• Ideal for organisations with variable verification volumes
• No minimum commitment required
• Competitive per-case pricing
• Volume discounts available

Enterprise Solutions:

• Custom pricing for high-volume organisations (1,000+ verifications annually)
• Dedicated infrastructure and support
• Custom integrations and workflows
• White-label options available

Most organisations see positive ROI within 3-6 months. Use our ROI Calculator to estimate your specific savings, or contact us for a custom quote.

Data security and client confidentiality are our top priorities:

Security Measures:

• Bank-grade encryption for data at rest and in transit (AES-256)
• UK-based data centers with ISO 27001 certification
• Multi-factor authentication and role-based access controls
• Regular security audits and penetration testing
• SOC 2 Type II compliance

Data Privacy:

• Full GDPR compliance
• Your data is never shared with third parties
• You retain complete ownership of all client data
• Automated data retention policies
• Right to export or delete data at any time

AI Training:

• Your confidential data is never used to train our AI models
• Models are trained on anonymized, aggregated datasets only
• Complete client confidentiality is maintained

We maintain comprehensive security documentation and are happy to complete your IT security questionnaires.